
Coverage that moves with your life
Auto coverage — on every road, in every season
Whether you're a daily commuter on Sunrise Highway, the LIE, or I-87, or you're heading out for weekend trips to Montauk, NYC, or Lake George, we help Long Island families protect what gets them where they need to go. As a local Bohemia agency, we write coverage for everything in your driveway — cars, trucks, SUVs, motorcycles, classic and collector cars, RVs, boats, and the teen driver you're a little nervous about handing the keys to.
What makes our auto coverage different isn't the policy — it's us. We've been named an Elite Insurance Agency seven years running, and we earned it the same way every year: by leading with service, not sales. We answer the phone. We text back. We email. We meet in person when that's easier. You talk to us the way that fits your life — in English or Spanish — and you get a real person who already knows your file.
We sweat the small stuff because the small stuff is what people miss. The discount you qualified for after your daughter went off to college. The coverage gap that shows up when you swap cars. The deductible that hasn't been revisited in five years. We catch those because we're paying attention.

If you've been in an accident, here's what to do
Make sure everyone is safe first — check on yourself, your passengers, and anyone in the other vehicle, and call 911 if anyone is hurt. Move to a safe spot if the cars are drivable, turn on your hazards, and call the police even for a minor accident (you'll want the report). Exchange information with the other driver, take photos of every angle, and file your claim right from the scene through the carrier's mobile app or online portal. Then call us — day, night, weekend. Even if you've already filed through the app, we'll walk you through what comes next, coordinate with the carrier on your behalf, and make sure nothing falls through the cracks while you focus on your family.
- Personal Auto
- Motorcycle
- Classic & Collector Cars
- Boat
- RV
- Teen Drivers
Frequently Asked Questions
What's the minimum auto insurance required in New York?
What's the difference between liability and full coverage?
How can I lower my auto insurance premium?
Does my auto insurance cover me if I drive to another state?
Do you cover motorcycles, boats, RVs, and classic cars?
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Tell us about you — we'll take it from there.
Trusted by 4,000+ Long Island drivers — Elite Insurance Agency, seven years running
